Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Compare Plans & Get Your Cost

Side-by-side of Marketplace (Government) metal tiers and Private PPO options (licensed-agent access). Keep your doctors. Enroll year-round where eligible.

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Estimate Your Monthly Cost

Adult ages

Children ages

* Marketplace bills only the first 3 children under 21.

Have Employer Coverage? Check If You Still Qualify for Savings

Offered employer coverage? You usually can't get a Marketplace subsidy — unless your share of the employee-only plan costs more than about 9% of your household income.

Licensed Agents

Your advisor verifies doctors & prescriptions, compares real benefits, and enrolls you at no extra cost. We have access to Marketplace and Private PPO plans available only through licensed agents.

Plans Offered

Marketplace metal tiers (Bronze / Silver / Gold)
Private PPO options (licensed access)
Supplemental: dental, vision, accident, critical illness

Nationwide Carrier Access

Carriers We Work With

We remove the guesswork—verify your doctors, compare plan costs, and enroll you quickly and compliantly.

UnitedHealthcareAnthemBCBS CignaPHCSKaiserAmbetter

* A sample of the 50+ carriers we work with nationally.