Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 1/23/26 Robert Adams 1/23/26

ACA Subsidies at Tax Time: Reconciliation, Payback, and What to Do in 2026

If you received ACA premium tax credits in 2025, your actual income gets reconciled at tax time. Earn more than estimated and you owe the difference back. With 2026 premiums rising 10-30%, now is the time to model your real costs and compare all your options.

Robert Adams 1/14/26 Robert Adams 1/14/26

FINAL DAY: Open Enrollment Ends Tonight | Act Now

Open Enrollment ends tonight at 11:59 PM. If you don't enroll or update your plan by midnight, you're locked out until next year. Don't let auto-enrollment cost you thousands—compare all options before the deadline.

Robert Adams 12/23/25 Robert Adams 12/23/25

Extended Open Enrollment 2026: Final Days Before January 15 Deadline | RKA

Open Enrollment 2026 closes January 15. Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage. Don't auto-renew into higher 2026 rates—compare ACA Marketplace plans vs private PPOs and verify your doctors are covered.

Robert Adams 10/16/25 Robert Adams 10/16/25

Government Shutdown & ACA Subsidies: What It Means for You

Federal subsidy delays could impact millions of Americans if a government shutdown continues. Learn how to protect your coverage and compare PPO alternatives before Open Enrollment 2026.

Robert Adams 8/25/25 Robert Adams 8/25/25

Marketplace vs Private PPO 2026 | Which Wins for You?

ACA Marketplace plans can be the right call if your income qualifies for subsidies. But if you earn above the subsidy threshold or want broader doctor access with no referral requirements, a private underwritten PPO often wins on cost, flexibility, and nationwide coverage.