Summer Insurance Shock: Are Teachers Paying COBRA-Level Premiums?
Many teachers assume their "district health insurance" is a great deal — but family premiums often rival COBRA costs. For healthy families, moving dependents to a private PPO while keeping the teacher on the district plan can save $500–800/month
Preparing for Open Enrollment 2026: Key Steps Every Consumer Should Know
Open enrollment runs Nov 1 to mid-January. Key deadlines, cost trends, and how to compare Marketplace vs. private PPO — so you don't overpay.