Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 4/1/26 Robert Adams 4/1/26

Health Insurance for Self-Employed Floridians: What to Know in 2026

Florida has more solo incorporated businesses per capita than any other state. If you're self-employed and above the ACA subsidy threshold, you may be overpaying for coverage. Private medically underwritten plans often cost 30-50% less for healthy Floridians.

Robert Adams 8/19/25 Robert Adams 8/19/25

Trump’s “Big, Beautiful Bill” & Healthcare in 2025: Florida Private PPO vs ACA

Trump’s “Big, Beautiful Bill” could reshape health insurance in 2025. Learn how Florida families, self-employed professionals, and small business owners are weighing private PPO plans with $0 deductibles as alternatives to ACA subsidies and government-backed options.