Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 7/2/26 Robert Adams 7/2/26

Back-to-School Health Insurance for Self-Employed Parents: A Coverage Checkpoint

Back-to-school season is a natural coverage checkpoint for self-employed parents — sports physicals, school forms, new prescriptions, and kids who may be aging off your plan. This guide covers the five things to confirm before September, why a nationwide PPO often fits families better than an in-state marketplace HMO for specialists and travel-sports injuries, when a marketplace subsidy is still the smarter family move, and a tax perk many self-employed parents miss.

Robert Adams 6/29/26 Robert Adams 6/29/26

Is It Cheaper to Insure Your Family Separately From Your Employer's Plan?

Most employers heavily subsidize the employee's premium and contribute little or nothing toward a spouse or kids — so adding family to the group plan can cost hundreds a month. Here's the math nobody explains, and why "being on the same plan" matters less than you think.