Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 3/27/26 Robert Adams 3/27/26

COBRA Is Expensive. Here's the Private PPO Alternative

COBRA coverage after job loss can cost significantly more than you expect — you're now paying 100% of the premium with no employer subsidy. For healthy applicants, a private underwritten PPO is often a lower-cost alternative with no open enrollment restrictions.

Robert Adams 1/19/26 Robert Adams 1/19/26

Guarantee Issue Private PPOs: Year-Round Coverage Without Medical Underwriting | RKA

Guarantee issue private PPOs now available in select markets—year-round enrollment, nationwide networks, no medical underwriting required. Perfect if you missed Open Enrollment or need coverage with pre-existing conditions. We check availability in your ZIP.