Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 9/16/26 Robert Adams 9/16/26

CareSource Leaving Indiana 2027

CareSource is leaving Indiana's marketplace for 2027 — ~60,000 members need a new plan. Your options, and how to keep your subsidy.

Robert Adams 9/15/26 Robert Adams 9/15/26

Baylor Scott & White Leaving Texas 2027

Baylor Scott & White is leaving Texas' marketplace for 2027 — ~100,000 members need a new plan. Your options, explained.

Robert Adams 9/1/26 Robert Adams 9/1/26

2027 Open Enrollment Dates

2027 open enrollment opens Nov 1 — the key dates, the subsidy cliff, and how to compare marketplace vs. private nationwide PPO.

Robert Adams 8/25/26 Robert Adams 8/25/26

Cigna Leaving ACA Marketplace 2027

Cigna is leaving the ACA marketplace in 2027 — who's affected, key dates, and how to replace your plan without losing coverage.

Robert Adams 2/8/26 Robert Adams 2/8/26

TrumpRx Launches: What This New Prescription Drug Website Means for Your Health Coverage | RKA

President Trump launched TrumpRx.gov—a direct-to-consumer website offering discounted prescription drugs including Ozempic, Wegovy, and Zepbound. Discounts apply to cash-paying patients only and do NOT work with insurance. Here's who benefits, how it affects your coverage decisions, and what it doesn't cover.

Robert Adams 8/27/22 Robert Adams 8/27/22

How does the Inflation Reduction Act affect your Health Coverage?

The Inflation Reduction Act's enhanced ACA subsidies expired at the end of 2025 and the 2026 subsidy cliff is back. Here's what changed, the income cutoffs, and where a private PPO now beats the marketplace.