Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 9/1/26 Robert Adams 9/1/26

2027 Open Enrollment Dates

2027 open enrollment opens Nov 1 — the key dates, the subsidy cliff, and how to compare marketplace vs. private nationwide PPO.

Robert Adams 8/25/26 Robert Adams 8/25/26

Cigna Leaving ACA Marketplace 2027

Cigna is leaving the ACA marketplace in 2027 — who's affected, key dates, and how to replace your plan without losing coverage.

Robert Adams 12/23/25 Robert Adams 12/23/25

Marketplace Premium Change Notices: What They Mean & How to Respond

Got a Marketplace premium change notice for 2027? Here's what it means, how to check your doctors and total cost, and how to compare ACA plans against a private PPO before you auto-renew.

Robert Adams 11/21/24 Robert Adams 11/21/24

Open Enrollment Deadlines: What to Know & When to Enroll

Open enrollment deadlines explained — the main window, life-event special enrollment, and year-round private PPO options.

Robert Adams 10/15/23 Robert Adams 10/15/23

Open Enrollment 2026: What You Need to Know

Premiums are rising again. 2026 Marketplace plans are pricier with higher deductibles and OOP limits. Here’s what’s driving it — and how to compare Marketplace vs Private PPO options before Open Enrollment.

Robert Adams 10/19/21 Robert Adams 10/19/21

Open Enrollment & Your Plan Options

Open enrollment explained — metal tiers, networks, subsidies, and the private options most brokers skip.