Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 10/11/26 Robert Adams 10/11/26

UnitedHealthcare for 2027

For 2027 UnitedHealthcare offers marketplace plans in 29 states and is leaving just one — Georgia. Here’s the full list and how to compare your options.

Robert Adams 10/5/26 Robert Adams 10/5/26

CareSource and Molina Are Leaving Ohio's ACA Marketplace in 2027

CareSource and Molina are both leaving Ohio for 2027 — about 54,000 Ohioans need new coverage. Here's how to compare a private nationwide PPO and marketplace plans before you're auto-switched.

Robert Adams 9/29/26 Robert Adams 9/29/26

UnitedHealthcare Now Covers More of Indiana for 2027

UnitedHealthcare expanded from 5 to 36 Indiana counties for 2027 — right as CareSource and Cigna exit. Here's how displaced members can compare a new plan or a private PPO.

Robert Adams 3/27/26 Robert Adams 3/27/26

Health Insurance for Self-Employed Texans: Why a Private PPO Often Wins

Texas has the most self-employed workers and some of the highest unsubsidized ACA premiums. With the subsidy cliff back, here's how self-employed Texans compare a private PPO vs. the Marketplace.

Robert Adams 12/23/25 Robert Adams 12/23/25

Marketplace Premium Change Notices: What They Mean & How to Respond

Got a Marketplace premium change notice for 2027? Here's what it means, how to check your doctors and total cost, and how to compare ACA plans against a private PPO before you auto-renew.