HMO vs PPO vs EPO vs POS: Which Network Fits Your Needs?
HMO, PPO, EPO, or POS? Here’s how each health plan network differs on referrals, out-of-network coverage, and cost — plus a quick way to decide which fits you.
Understanding Insurance Networks: A Key Component of Your Health Coverage
HMO, PPO, EPO, POS—your plan’s network determines which doctors you can see and what you’ll pay. Learn the key differences, when referrals apply, how out-of-network care works, and which network type best fits your doctors, prescriptions, and travel needs.
