Can I keep my doctor with private PPO health insurance?

Yes. We verify your doctors are in-network before you enroll. Our licensed advisors only recommend health insurance plans that include your providers when available.

What is a private PPO health insurance plan?

Private PPO plans are off-exchange health insurance options available only through licensed agents like RKA. They often include broader nationwide networks and different cost structures than marketplace plans.

Do I qualify for health insurance savings?

Many households qualify for income-based premium tax credits on marketplace health insurance plans. Our licensed advisors estimate your monthly contribution and compare marketplace vs private PPO options.

When can I enroll in health insurance?

Private PPO health insurance plans are available year-round. Marketplace plans have Open Enrollment periods and Special Enrollment windows. Speak to one of our licensed advisors to verify what you're eligible for.

Robert Adams 4/1/26 Robert Adams 4/1/26

Health Insurance for Self-Employed Floridians: What to Know in 2026

Florida has more solo incorporated businesses per capita than any other state. If you're self-employed and above the ACA subsidy threshold, you may be overpaying for coverage. Private medically underwritten plans often cost 30-50% less for healthy Floridians.

Robert Adams 12/23/25 Robert Adams 12/23/25

Extended Open Enrollment 2026: Final Days Before January 15 Deadline | RKA

Open Enrollment 2026 closes January 15. Enroll by Dec 15 for Jan 1 coverage, or by Jan 15 for Feb 1 coverage. Don't auto-renew into higher 2026 rates—compare ACA Marketplace plans vs private PPOs and verify your doctors are covered.

Robert Adams 10/4/24 Robert Adams 10/4/24

Preparing for Open Enrollment 2026: Key Steps Every Consumer Should Know

Open enrollment runs Nov 1 to mid-January. Key deadlines, cost trends, and how to compare Marketplace vs. private PPO — so you don't overpay.

Robert Adams 8/27/22 Robert Adams 8/27/22

How does the Inflation Reduction Act affect your Health Coverage?

The Inflation Reduction Act's enhanced ACA subsidies expired at the end of 2025 and the 2026 subsidy cliff is back. Here's what changed, the income cutoffs, and where a private PPO now beats the marketplace.