Preparing for Open Enrollment 2026: Key Steps Every Consumer Should Know
Open enrollment runs Nov 1 to mid-January. Key deadlines, cost trends, and how to compare Marketplace vs. private PPO — so you don't overpay.Truckers Health Insurance 2026: Owner-Operators & CDL Drivers Guide | RKA
Owner-operators and OTR drivers are self-employed — no employer benefits, no W-2, no payroll-deducted insurance. For healthy CDL holders, private medically underwritten PPO plans deliver real major medical with nationwide network access — often well below unsubsidized ACA. Available year-round.
Can you afford to NOT have health coverage?
oing without health insurance may feel like a way to save money, but one ER visit or unexpected diagnosis can cost thousands. Here’s what skipping coverage really risks—and how to protect yourself without overpaying.